Credit Risk Migration and Economic Cycles

The misestimation of rating transition probabilities may lead banks to lend money incoherently with borrowers’ default trajectory, causing both a deterioration in asset quality and higher system distress.Applying a Mover-Stayer model to determine the migration risk of small and medium enterprises, we find that banks GINGER PWD are over-estima

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Auditory Streaming Complexity and Renaissance Mass Cycles

How did Renaissance listeners experience the polyphonic mass ordinary cycle in the soundscape of the church? We hypothesize that the textural differences in complexity between mass movements allowed listeners to track the progress of the service, regardless of intelligibility of the text or sophisticated musical knowledge.Building on the principles

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Forms Open to Life

This is the revised transcript of a MARITIME PINE BARK conversation between Darko Suvin [DS] and Federico Pianzola [FP].The topics discussed are many and the focus keeps zooming back and forth from the historical context of humanities vs.resurgent fascism to formal remarks on literature, 3 Piece Power Reclining Sofa Chaise theatre, utopia, narrativ

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